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1. Money and Banking in the Digital Age: Facts, Trends and Problems
09:00 – 09:05 Lars Alaeus, Klaus Karwat  Welcome
09:05 – 09:10 Samuel Kazen Orrefur Introduction to the conference
09:15 – 09:40 Michael Kumhof Banks Are Not Intermediaries of Loanable Funds – Facts, Theory and Evidence
09:45 – 10:10 Steve Keen The Debt and Credit Trap
10:15 – 10:30 Ulf Dahlsten Is there an Alternative to Re-Nationalizing the Creation of Money?
10:30 – 10:50 Panel discussion What are the Problems and Challenges of the Current Money System We Need to Solve?
2. Proposals of a CBDC
11:10 – 11:35 Miguel Á. F. Ordóñez CBDC: Stability and Competition
11:40 – 12:05 Carl-Andreas Claussen The e-Krona Project of the Swedish Riksbanken
12:10 – 12:25 Martijn van der Linden Monetary Safe Havens in the Netherlands
12:30 – 12:45 Jón Helgi Egilsson e-Money – Is Synthetic CBDC Better than the Real Thing?
12:45 – 13:00 Audience Clarifying Questions From the Audience
3. Consequences of Implementing a CBDC
14:00 – 14:15 Michael Kumhof Central Bank Digital Currencies – Benefits versus Costs
14:20 – 14:35 Anette Nordvall Consequences of a CBDC for FinTech Companies
14:40 – 14:55 Dirk Niepelt Public Versus Private Digital Money: Macroeconomic (Ir)relevance
15:00 – 15:15 Morten Spange Central Bank Digital Currency in Denmark?
15:20 – 15:50 Panel discussion Should We Implement a CBDC? – Costs and Benefits
4. Beyond CBDC: Are Further Reforms Needed?
16:10 – 16:25 Joseph Huber Design Principles for a Monetary Tide Change
16:30 – 16:45 Lars Alaeus A proposal for a Smooth Transition from CBDC to Sovereign Money
16:50 – 17:05 Patrizio Laina Consequences and Conundrums of a Sovereign Money System
17:10 – 17:25 Rickard Eriksson Sovereign Money vs. Fractional Reserve Banking
17:30 – 17:50 Panel discussion Are Further Reforms Needed? If So, How Should these Reforms be Implemented?
17:50 – 18:20 All speakers Wrap-Up of Each of the Positions After the Conference in Three Minutes
18:20 – 18:30 Organizers Final Words and Thank you note